Park Place Lending & Investments Inc. | California DRE Corporation License 02119225 | California MLO License Endorsement 2519791 | Florida Company Mortgage License 2517975 | Jim Park, Mortgage Loan Originator NMLS 2012003 |
Park Place Lending & Investments Inc. supports equal housing opportunity and does not discriminate in any aspect of a residential real estate-related transaction on the basis of race, color, religion, sex, familial status, national origin, disability, or any other characteristic protected by applicable law.
Privacy Policy | Terms of Use
This website is for informational and advertising purposes only and does not constitute a commitment to lend, an extension of credit, or a guarantee of approval. All mortgage and home equity financing is subject to borrower qualification, credit, income, property eligibility, appraisal or valuation requirements, documentation, lender guidelines, underwriting approval, program availability, and applicable federal and state law. Programs, rates, terms, fees, conditions, lender requirements, and availability are subject to change without notice. Not all applicants or properties will qualify. Additional restrictions may apply.
Future Value Renovation HELOC: Certain renovation or home equity programs may consider projected after-renovation value when determining eligibility or available credit. Availability and borrowing capacity are subject to lender guidelines, property eligibility, appraisal or valuation requirements, borrower qualification, project scope, documentation, and underwriting approval. Projected future value does not guarantee approval or a specific credit limit. Local building permits, zoning approvals, HOA approvals, contractor requirements, or other governmental approvals may still be required before construction or funding, depending on the transaction.
5-Day Digital HELOC: “5-Day” describes a streamlined process that may be available for certain qualified borrowers and eligible properties and is not a promise or guarantee of closing or funding within five days. Actual timing depends on borrower responsiveness, documentation, identity and income verification, property information, valuation requirements, title or lien issues, lender guidelines, underwriting, holidays, third-party services, and other transaction conditions. HELOCs are secured by the borrower’s home and repayment obligations apply according to the loan documents.
No Monthly Payment Home Equity Option: This option may be offered through a third-party Home Equity Investment, Home Equity Agreement, or similar provider and is not a traditional mortgage loan or HELOC. These products may not require traditional monthly loan payments, but they may involve a lien or security interest in the property, provider fees, transaction or closing costs, future appreciation sharing, valuation adjustments, minimum or maximum settlement obligations, property-maintenance requirements, restrictions on additional financing, and other contractual terms. Settlement or repayment may become due upon sale, refinance, transfer, expiration of the agreement term, default, or other events stated in the provider agreement. Terms, availability, property requirements, and eligibility vary by provider and jurisdiction.
Certain mortgage, HELOC, and home equity products may be offered, funded, serviced, or administered by third-party lenders or providers. Park Place Lending & Investments Inc. may act as a licensed mortgage broker, intermediary, or referral source depending on the product and transaction. Product terms are established by the applicable lender or provider and remain subject to that party’s approval, underwriting, and agreement.
For applicable mortgage loans, HELOCs, or other credit products secured by your home, the property serves as collateral. Failure to meet repayment obligations under a loan secured by your home could result in foreclosure.
Products and services are available only in jurisdictions where Park Place Lending & Investments Inc. and the applicable lender or provider are authorized to conduct the relevant activity. Product availability, lender participation, provider participation, and eligibility may vary by state.
Park Place Lending & Investments Inc. does not provide legal, tax, accounting, or investment advice. Consumers should consult their own legal, tax, accounting, or financial professionals regarding the consequences of any mortgage loan, HELOC, Home Equity Investment, Home Equity Agreement, or other financing transaction.
